Just logged into my bank account and saw Overdraft kicked in again..oh geez! oh my! Thank goodness for overdraft, I think. I mean they only charge me 18% to borrow the money. EEK! On the other if I didnt have it I would have bounced a check. Will I ever learn. I have got to get a handle on my expenses.
This week, we will be working on my food bill. BTW - when I say WE, I really mean ME! I will not spend more then 50 dollars at the food store this week and to make sure I dont exceed this. I am buying a gift card to the food store for this amount exactly so I can not, will not go over.
Last month, I spent 500 dollars at the food store and CVS combined. Goodness, Do I really need 27 toothpastes and 25 boxes of tampons..Oh my! I must learn to live off my stockpile that is why I made it.
Overdraft: Friend or Foe
October 27th, 2006 at 01:46 pm
October 29th, 2006 at 02:43 pm 1162132987
That's actually a very good question. I would like to see this particular topic be revisited again on the forums. However, for now, I do not have overdraft. I believe that when you do, you can put all of your accounts at risk. Plus, to even go into overdraft in the first place means the budget has been out of whack, and something has already gone terribly wrong....
However, so long as I keep up with my budget, and because I use a $100 cushion in my account, I haven't had any need for overdraft....